“Thank you for taking this important step toward securing your retirement. I understand that talking about finances—and especially reverse mortgages—can feel overwhelming or even a little intimidating. Please know that our conversation will be simple, relaxed, and focused entirely on your questions and goals. There’s no pressure, no obligation, and nothing to prepare. My role is to listen, explain your options clearly, and help you see how a reverse mortgage may fit into your retirement plans. You’re still in full control every step of the way, and together we’ll explore whether this solution can bring you more comfort, freedom, and peace of mind.”